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denying pre-existing medical conditions
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lein  
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 More options Nov 7, 9:21 am
Newsgroups: rec.sport.football.college
From: lein <jan.leine.we...@gmail.com>
Date: Sat, 7 Nov 2009 00:21:26 -0800 (PST)
Local: Sat, Nov 7 2009 9:21 am
Subject: denying pre-existing medical conditions
One of you Democrats need to fill me in on this tidbit from the House
bill

"ban insurance industry practices such as denying coverage on the
basis of pre-existing medical conditions"

How does that work?   Can I go without insurance, then sign up for
coverage while being transported in the Ambulance?


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Jim Brown  
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 More options Nov 7, 9:39 am
Newsgroups: rec.sport.football.college
From: Jim Brown <jimbrown...@yahoo.com>
Date: Sat, 7 Nov 2009 00:39:03 -0800 (PST)
Local: Sat, Nov 7 2009 9:39 am
Subject: Re: denying pre-existing medical conditions
On Nov 7, 2:21 am, lein <jan.leine.we...@gmail.com> wrote:

> One of you Democrats need to fill me in on this tidbit from the House
> bill

> "ban insurance industry practices such as denying coverage on the
> basis of pre-existing medical conditions"

> How does that work?   Can I go without insurance, then sign up for
> coverage while being transported in the Ambulance?

I agree that your example would be a flaw in the system, but you are
trying to present a false choice.  Perhaps there might be some middle
ground.

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lein  
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 More options Nov 7, 10:10 am
Newsgroups: rec.sport.football.college
From: lein <jan.leine.we...@gmail.com>
Date: Sat, 7 Nov 2009 01:10:27 -0800 (PST)
Local: Sat, Nov 7 2009 10:10 am
Subject: Re: denying pre-existing medical conditions
On Nov 7, 12:39 am, Jim Brown <jimbrown...@yahoo.com> wrote:

> On Nov 7, 2:21 am, lein <jan.leine.we...@gmail.com> wrote:

> > One of you Democrats need to fill me in on this tidbit from the House
> > bill

> > "ban insurance industry practices such as denying coverage on the
> > basis of pre-existing medical conditions"

> > How does that work?   Can I go without insurance, then sign up for
> > coverage while being transported in the Ambulance?

> I agree that your example would be a flaw in the system, but you are
> trying to present a false choice.  Perhaps there might be some middle
> ground.

Okay, I have no insurance, I have constant headaches.  Go to Doctor on
my dime, he thinks I have a brain tumor.   Can I then buy insurance?

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MoParMaN  
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 More options Nov 7, 1:17 pm
Newsgroups: rec.sport.football.college
From: "MoParMaN" <shendryx.clot...@yahoo.com>
Date: Sat, 7 Nov 2009 06:17:00 -0600
Subject: Re: denying pre-existing medical conditions

lein wrote:
> One of you Democrats need to fill me in on this tidbit from the House
> bill

> "ban insurance industry practices such as denying coverage on the
> basis of pre-existing medical conditions"

> How does that work?   Can I go without insurance, then sign up for
> coverage while being transported in the Ambulance?

Only if your non white.  Then you gotta pay every pay check.

--
--MoParMan--
---Scud Coordinates 32.61204 North 96.92989 West---
---Remove "Clothes" to Reply---
VROC-27911
08-Vulcan 1600 Nomad
http://www.vroc.org/view_profile.php?user_id=32113


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rastafarians2...@yahoo.com  
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 More options Nov 7, 1:19 pm
Newsgroups: rec.sport.football.college
From: rastafarians2...@yahoo.com
Date: Sat, 7 Nov 2009 04:19:47 -0800 (PST)
Local: Sat, Nov 7 2009 1:19 pm
Subject: Re: denying pre-existing medical conditions
On Nov 7, 1:10 am, lein <jan.leine.we...@gmail.com> wrote:

Yes.  Instead of you/your family getting a double whammy -- you being
ill _and_ going bankrupt, you can focus on the illness without the
added financial burden.  To me, that's a moral issue.

It is paid for because, you and others would have been required to get
healthcare coverage, or pay a 2.5 percent tax penalty.


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shiite  
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 More options Nov 7, 1:31 pm
Newsgroups: rec.sport.football.college
From: shiite <uncdoo...@gmail.com>
Date: Sat, 7 Nov 2009 04:31:32 -0800 (PST)
Local: Sat, Nov 7 2009 1:31 pm
Subject: Re: denying pre-existing medical conditions
On Nov 7, 4:10 am, lein <jan.leine.we...@gmail.com> wrote:

The type of abuse that you described will happen frequently.  As soon
as insurers are required to cover pre-existing conditions, they will
have to raise their rates to accommodate the increase in risk.  I'm
guessing that the actuaries have already done their work, and are
ready to plug in the new rates.  In and of itself, this isn't unfair
to the insurance companies, as they'll be happy to handle the
increased cash flow.  I assume that the requirement would apply to all
insurers, so none would have a competitive advantage over the other.
The real issue: who pays for the whopper of an increase in premiums?
Answer: succeeding generations of suckered American taxpayers.

That sound you're about to hear is a herd of diseased illegal aliens
getting ready to stampede across the border for some hope and change,
and some medical care.  Don't be concerned.  Their diversity will
enrich our country.


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MoParMaN  
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 More options Nov 7, 1:39 pm
Newsgroups: rec.sport.football.college
From: "MoParMaN" <shendryx.clot...@yahoo.com>
Date: Sat, 7 Nov 2009 06:39:06 -0600
Local: Sat, Nov 7 2009 1:39 pm
Subject: Re: denying pre-existing medical conditions

And the new inventions, like the square bottom taco!

--
--MoParMan--
---Scud Coordinates 32.61204 North 96.92989 West---
---Remove "Clothes" to Reply---
VROC-27911
08-Vulcan 1600 Nomad
http://www.vroc.org/view_profile.php?user_id=32113


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stephenJ  
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 More options Nov 7, 1:59 pm
Newsgroups: rec.sport.football.college
From: stephenJ <sjar...@pop.com>
Date: Sat, 07 Nov 2009 06:59:05 -0600
Local: Sat, Nov 7 2009 1:59 pm
Subject: Re: denying pre-existing medical conditions

so what the insurance mandate amounts to is compelling others to pay for
your moral inability to deny treatment to someone who is sick or wounded?

--
What is liberalism, generally speaking, but an attack
on the existing order of things?

- F. Dostoyevsky


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shiite  
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 More options Nov 7, 2:50 pm
Newsgroups: rec.sport.football.college
From: shiite <uncdoo...@gmail.com>
Date: Sat, 7 Nov 2009 05:50:28 -0800 (PST)
Local: Sat, Nov 7 2009 2:50 pm
Subject: Re: denying pre-existing medical conditions
On Nov 7, 7:19 am, rastafarians2...@yahoo.com wrote:

I'd rather have beer than insurance.  Refusing to buy my own coverage,
I'm charged a 2.5% tax penalty.  Based on a $10,000 monthly income,
that's $250 per month penalty, instead of the minimum $600 per month
for insurance premium.  That means an additional $350 per month for my
beer budget, all because you imposed your morals on my neighbors,
requiring THEM to pay 58% of MY obligation for MY health care, while I
sit on my porch and drink my beer.

About half of my neighbors are loons.  This will make them easier to
love.


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McMahone  
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 More options Nov 7, 3:58 pm
Newsgroups: rec.sport.football.college
From: McMahone <mmcmah...@umhb.edu>
Date: Sat, 7 Nov 2009 06:58:09 -0800 (PST)
Local: Sat, Nov 7 2009 3:58 pm
Subject: Re: denying pre-existing medical conditions
On Nov 7, 6:19 am, rastafarians2...@yahoo.com wrote:

It's not a moral issue that he wasn't bothering to protect his family
and now wants other people to do it for him?

> It is paid for because, you and others would have been required to get
> healthcare coverage, or pay a 2.5 percent tax penalty.

Why not just require it period?

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lein  
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 More options Nov 7, 4:58 pm
Newsgroups: rec.sport.football.college
From: lein <jan.leine.we...@gmail.com>
Date: Sat, 7 Nov 2009 07:58:03 -0800 (PST)
Local: Sat, Nov 7 2009 4:58 pm
Subject: Re: denying pre-existing medical conditions
On Nov 7, 4:19 am, rastafarians2...@yahoo.com wrote:

Well, accept that really won't happen.  The Government will ration
care, probably far more and arbitrary than the private sector, so I'll
simply mortgage my future and get treated off shore.

> It is paid for because, you and others would have been required to get
> healthcare coverage, or pay a 2.5 percent tax penalty.

There's the rub.   You are now forcing people to involuntarily
purchase goods and services.   This is a camel you really don't want
no part of, after all, you could easily be forced to purchase a new
car every 4 years if the Government deems it necessary to prop up the
economy.

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rastafarians2...@yahoo.com  
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 More options Nov 7, 4:59 pm
Newsgroups: rec.sport.football.college
From: rastafarians2...@yahoo.com
Date: Sat, 7 Nov 2009 07:59:22 -0800 (PST)
Local: Sat, Nov 7 2009 4:59 pm
Subject: Re: denying pre-existing medical conditions
On Nov 7, 4:59 am, stephenJ <sjar...@pop.com> wrote:

What do you think group insurance does?  It spreads the risk for _the
insurance company_.

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Some dued  
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 More options Nov 7, 5:17 pm
Newsgroups: rec.sport.football.college
From: Some dued <theodorew...@gmail.com>
Date: Sat, 7 Nov 2009 08:17:30 -0800 (PST)
Local: Sat, Nov 7 2009 5:17 pm
Subject: Re: denying pre-existing medical conditions
On Nov 7, 8:58 am, McMahone <mmcmah...@umhb.edu> wrote:

Stop forcing me to pay for the cops just because you can't defend your
family you big pussy.

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sw...@yahoo.com  
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 More options Nov 7, 6:00 pm
Newsgroups: rec.sport.football.college
From: sw...@yahoo.com
Date: Sat, 07 Nov 2009 19:00:20 +0200
Local: Sat, Nov 7 2009 6:00 pm
Subject: Re: denying pre-existing medical conditions
On Sat, 7 Nov 2009 00:21:26 -0800 (PST), lein

<jan.leine.we...@gmail.com> wrote:
>One of you Democrats need to fill me in on this tidbit from the House
>bill

>"ban insurance industry practices such as denying coverage on the
>basis of pre-existing medical conditions"

>How does that work?   Can I go without insurance, then sign up for
>coverage while being transported in the Ambulance?

You missed the whole part about individual mandates.

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That Don Guy  
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 More options Nov 7, 7:11 pm
Newsgroups: rec.sport.football.college
From: That Don Guy <del_grande_n...@earthlink.net>
Date: Sat, 07 Nov 2009 10:11:06 -0800
Local: Sat, Nov 7 2009 7:11 pm
Subject: Re: denying pre-existing medical conditions

lein wrote:
>One of you Democrats need to fill me in on this tidbit from the House
>bill

>"ban insurance industry practices such as denying coverage on the
>basis of pre-existing medical conditions"

>How does that work?   Can I go without insurance, then sign up for
>coverage while being transported in the Ambulance?

"A qualified health benefits plan may not impose any preexisting
condition exclusion (as defined in section 2701(b)(1)(A) of the Public
Health Service Act) or otherwise impose any limit or condition on the
coverage under the plan with respect to an individual or dependent
based on any of the following: health status, medical condition,
claims experience, receipt of health care, medical history, genetic
information, evidence of insurability, disability, or source of injury
(including conditions arising out of acts of domestic violence) or any
similar factors."

Also, apparently insurance companies cannot charge more to smokers
than to nonsmokers; the only modifications allowed to premiums allowed
are (a) age (as long as the highest charge is not more than twice as
much as the lowest), (b) location ("as permitted by State insurance
regulators"), and (c) family discount.  Somebody needs to remind Nancy
Pelosi what happened in California when Proposition 103 made it
illegal to discriminate auto insurance rates based on gender, and what
happened to the insurance rates of every family with any teenage
girls.

-- Don
___________________________________________________________

Because everybody needs insurance,
but not everybody needs a lawyer -
THAT'S why


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McMahone  
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 More options Nov 7, 7:24 pm
Newsgroups: rec.sport.football.college
From: McMahone <mmcmah...@umhb.edu>
Date: Sat, 7 Nov 2009 10:24:44 -0800 (PST)
Local: Sat, Nov 7 2009 7:24 pm
Subject: Re: denying pre-existing medical conditions
On Nov 7, 10:17 am, Some dued <theodorew...@gmail.com> wrote:

> Stop forcing me to pay for the cops just because you can't defend your
> family you big pussy.

Dude.  You suck at analogies even worse than Jaros.

Marty


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the_andrew_smith@yahoo.co m  
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 More options Nov 7, 8:33 pm
Newsgroups: rec.sport.football.college
From: "the_andrew_sm...@yahoo.com" <the_andrew_sm...@yahoo.com>
Date: Sat, 7 Nov 2009 11:33:28 -0800 (PST)
Local: Sat, Nov 7 2009 8:33 pm
Subject: Re: denying pre-existing medical conditions
On Nov 7, 10:59 am, rastafarians2...@yahoo.com wrote:

As a group member, I prefer that we don't allow folks who know they're
going to suck all the financial resources out of the group's pool to
join at the last minute.

Your argument is silly.

There is NOTHING preventing you and all your friends from forming this
group w/o the government forcing me to to do it for you.

You know why you don't do it?  Because you don't want to pay for it
either.

a.


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SNORKY  
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 More options Nov 7, 9:01 pm
Newsgroups: rec.sport.football.college
From: SNORKY <sno...@snorky.zz>
Date: Sat, 07 Nov 2009 15:01:01 -0500
Local: Sat, Nov 7 2009 9:01 pm
Subject: Re: denying pre-existing medical conditions
On Sat, 7 Nov 2009 00:21:26 -0800 (PST), lein

<jan.leine.we...@gmail.com> wrote:
>One of you Democrats need to fill me in on this tidbit from the House
>bill

>"ban insurance industry practices such as denying coverage on the
>basis of pre-existing medical conditions"

>How does that work?   Can I go without insurance, then sign up for
>coverage while being transported in the Ambulance?

I *think* the idea is if everyone is forced to have insurance, then
switchng carriers if you are sick is  a wash, as each insurance
company should have roughly equal people coming and going.

These Democrats are just fucking stupid.  The country doesn't want
this and they feel they are committed after misinterpreting an
electoral mistake for a mandate.


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The BorgMan  
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 More options Nov 9, 6:56 pm
Newsgroups: rec.sport.football.college
From: The BorgMan <m...@me.net>
Date: 9 Nov 2009 17:56:02 GMT
Local: Mon, Nov 9 2009 6:56 pm
Subject: Re: denying pre-existing medical conditions
stephenJ <sjar...@pop.com> wrote in news:YaeJm.7826$_b5.6148
@newsfe22.iad:

Not *my* moral inability to deny treatment to someone who is sick or
wounded  - our collective societies self determined moral obligation to
provide treatment to someone who is sick or wounded.

--
Aaron


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Tom Enright  
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 More options Nov 9, 7:57 pm
Newsgroups: rec.sport.football.college
From: Tom Enright <freddy_ha...@yahoo.com>
Date: Mon, 9 Nov 2009 10:57:53 -0800 (PST)
Local: Mon, Nov 9 2009 7:57 pm
Subject: Re: denying pre-existing medical conditions
On Nov 7, 7:19 am, rastafarians2...@yahoo.com wrote:

> On Nov 7, 1:10 am, lein <jan.leine.we...@gmail.com> wrote:
> > Okay, I have no insurance, I have constant headaches.  Go to Doctor on
> > my dime, he thinks I have a brain tumor.   Can I then buy insurance?

> Yes.  Instead of you/your family getting a double whammy -- you being
> ill _and_ going bankrupt, you can focus on the illness without the
> added financial burden.  To me, that's a moral issue.

> It is paid for because, you and others would have been required to get
> healthcare coverage, or pay a 2.5 percent tax penalty.

Do know of anyone who went bankrupt because they couldn't pay for
treatment for a brain tumor?  I'm not saying it never has happened,
but I bet it is extremely rare.

-Tom Enright

"We are on strike, we the men of the mind. We are on strike against
self-immolation. We are on strike against the creed of unearned
rewards and unrewarded duties."
-John Galt


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Tom Enright  
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 More options Nov 9, 7:59 pm
Newsgroups: rec.sport.football.college
From: Tom Enright <freddy_ha...@yahoo.com>
Date: Mon, 9 Nov 2009 10:59:27 -0800 (PST)
Local: Mon, Nov 9 2009 7:59 pm
Subject: Re: denying pre-existing medical conditions
On Nov 9, 12:56 pm, The BorgMan <m...@me.net> wrote:

Just our collective society's self-determined moral obligation to ban
abortion.

-Tom Enright


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Jaybyrd  
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 More options Nov 9, 8:09 pm
Newsgroups: rec.sport.football.college
From: Jaybyrd <jaybyrdb...@yahoo.com>
Date: Mon, 9 Nov 2009 11:09:58 -0800 (PST)
Local: Mon, Nov 9 2009 8:09 pm
Subject: Re: denying pre-existing medical conditions
On Nov 7, 2:33 pm, "the_andrew_sm...@yahoo.com"

what about the mandatory coverage argument?

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sw...@yahoo.com  
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 More options Nov 9, 8:13 pm
Newsgroups: rec.sport.football.college
From: sw...@yahoo.com
Date: Mon, 09 Nov 2009 21:13:04 +0200
Local: Mon, Nov 9 2009 8:13 pm
Subject: Re: denying pre-existing medical conditions
On Mon, 9 Nov 2009 10:57:53 -0800 (PST), Tom Enright

Neorologic issues are the most expensive in medical bankruptcies:

http://well.blogs.nytimes.com/2009/06/04/medical-bills-cause-most-ban...


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xyzzy  
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 More options Nov 9, 8:16 pm
Newsgroups: rec.sport.football.college
From: xyzzy <xyzzy.d...@gmail.com>
Date: Mon, 9 Nov 2009 11:16:16 -0800 (PST)
Local: Mon, Nov 9 2009 8:16 pm
Subject: Re: denying pre-existing medical conditions
On Nov 7, 10:58 am, lein <jan.leine.we...@gmail.com> wrote:

Car insurance has been mandatory for decades, yet somehow we've
managed to avoid this slippery slope you are trying to imply.

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Jaybyrd  
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 More options Nov 9, 8:16 pm
Newsgroups: rec.sport.football.college
From: Jaybyrd <jaybyrdb...@yahoo.com>
Date: Mon, 9 Nov 2009 11:16:33 -0800 (PST)
Local: Mon, Nov 9 2009 8:16 pm
Subject: Re: denying pre-existing medical conditions
On Nov 9, 1:57 pm, Tom Enright <freddy_ha...@yahoo.com> wrote:

Not sure of what you're getting at here but a large % of bankrupcy
claims are because of health care.

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